Take controlof your finance
Product & Services
JJ Family Finance specialises in a range of services that considers your holistic financial needs. With a variety of products, we have you covered!
Supporting First Home Buyers
We partner with Real Estate agents to ensure the property you’re looking for can be found and have access to highly skilled and supportive conveyancers that our clients have access to providing peace of mind that the legal obligations will be adhered to at a reasonable cost.
First Home Loan Deposit Schemes
Are you eligible? How do you secure a placement in the Government Scheme with the right bank? We do the groundwork for you, so you can have the best outcome. JJ Family Finance has access to banks that are a part of the FHLDS so we can give you the upper hand to secure one of the 10,000 available spots.
First Homeowner Grants
Make use of the government grants to help fund your dream home! JJ Family Finance will assist you to access this money as the transaction it isn’t as straight forward as the government paying the money into your bank account. Use our expertise to help make this an easier, less stressed process.
Construction Loans
Building your home or looking to renovate? Builders can be challenging, and banks control the payments which can be a recipe for disaster and unwarranted stress. JJ Family Finance will be able to support and provide valuable advice throughout the construction loan process. We have 16 years’ experience in the complexities of a construction loan. We liaise directly with the builders and the banks to minimise the stress our customers can potentially face.
Investment Loans
Wanting to diversify your investment portfolio with low-risk bricks and mortar? We can help you secure the finance to fund your investment purchases. We will work with you and your accountant/ financial planner to maximize financial gain. Our relationships with buyers’ agents and real estate can assist you to find the best property for financial growth.
Asset & Equipment Finance
Need to upgrade your car or equipment for your business? JJ Family Finance has access to the finance options your new or used salesman has to offer, but without the inflated commissions, brokerage fees and charges, as we are governed by the ‘Best Interest Duty’. We can even revise your current asset financial to ensure you have a competitive product.
Business / Commercial loans
Are you familiar with alternative business loan options available to help with cashflow or day to day capital? We have facilities that can offered unsecured and secured business lending up to $500,000 to improve your business turnover and help build your empire. Commercial lending supports businesses to borrow for expenses, real estate or equipment purchases required to operate or expand. Business/ commercial lending can be far more complex than your residential lending and making sense of loan options and features can be confusing . Let JJ Family Finance ….this lending to achieve your goals.
Self-Managed Super Fund Home Loans (SMSF)
Looking to diversify your investment portfolio and retirement strategy through a SMSF? JJ Family Finance has the knowledge and expertise in this area to navigate the complexities of SMSF loans. With the narrowing availability of SMSF loan products, engaging JJ Family Finance will save you valuable time and money.
Low Doc & Alt Doc Loans
Unable to obtain credit from a traditional Lender? We have access to a panel of banks and non-banks that specialise in Low Doc Loans. Low Doc loans can be a short term or long-time solution to your borrowing needs. For all types of mortgage loans; purchases, refinance, construction or development, Low Doc Loans are an alternative that allows people to get ahead in business and finance, until they can move into mainstream lending.
Not sure what kind of loan you need for your current financial circumstances?
That’s our job. We deliver tailored finance solutions, chosen from a panel of leading lenders, to give you peace of mind that your loan is working for you.